Monthly Savings Update – January 2016

Happy New Year, my friends! The big headline this month is my new job. That means my previous employer Fidelity 401k (formerly Prudential) will be rolled over into my Vanguard IRA in January. My new employer 401k is also with Fidelity and my allocation will be the same as before. I’ve set my contribution to 15% with an employer match of 2%. The account should start funding within a week and it’s not yet included below.

My income got a bump this month due to six days of vacation pay-out when leaving my job. However, I decided to treat myself to a week in Hawaii with a friend. I do have a free place to stay for the trip (huge savings), but airfare, ground transportation, and food will eat up most of that. Throw in Christmas gifts and festivities and it’s a wash. But I didn’t have to touch my savings at all.


Home value: $394,107 ($2,300 increase)

Current net worth: $314,956

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